Is school insurance compulsory for children?

Every year at the start of the school year, parents are asked to provide their children's school insurance certificate. A decision that parents make with little regard for the consequences and that has a quasi-binding nature.


Is school insurance compulsory for children?


What Should You Know About Civil Liability Insurance for Your Child?


Nonetheless, school insurance is a high-risk industry, with insurance companies frotting their hands before the start of each school year. The beginning of September, like Black Friday, is a significant financial season for insurance companies. The fundraising effort is impressive, with a few million people signing up since the beginning of the year.


As a result, playing on the flou is a great way to start earning big money from the first day of school. Even though it is recommended, school insurance is not a legal requirement. So, let us take a look back at the coercive nature of the educational system.


Possessing civil responsibility for one's child is an unavoidable foundation.


You almost certainly have a multi-family housing contract or a car contract with your bank. In the context of the housing agreement, clauses often outline the scope of civil responsibility for your children. In fact, as part of a standard contract, it covers all members of the household.


As a result, make sure that the legal framework that is appropriate for children is well defined in your attestations. If you ask your insurance company to send you the certificate on the date requested by the school, you will receive it by mail every year at the start of the school year.


The legal liability at the heart of this contract covers your child for the duration of his or her schooling. That is, the course periods as well as the institution's organized activities (e.g., going to the gym, swimming, etc.).


However, time spent in the canteen or at a CLAE (school-based recreation center) is not covered by civil liability. As a result, insurance with extracurricular possibilities becomes necessary to cover these activities in detail.


Extracurricular insurance is essential for ensuring the success of all school-related activities


Extracurricular insurance provides all of the benefits of school-based insurance and its add-ons. Without this certification, your child will be unable to complete scheduled outings outside of school hours.


We consider the occurrence of cultural outings such as the Musée or other interesting locations that are peculiar to certain cities, such as the Futuroscope in Poitiers, the Cité de l'Espace in Toulouse, or the visit of monuments in Paris.


Finally, insurance companies that specialize in the educational sector, such as MAE, provide the "individual accident guarantee." This device goes far further and covers your child if he or she is involved in an accident and suffers bodily harm.


As a result, the school administrators are extra cautious and strongly recommend it. In fact, with an annual payment of around 40 euros per child, it is the best insurance for children, as it includes both school and extracurricular insurance. To be at ease, it is therefore preferable to sign a contract that includes these conditions.


With the rise in precarity in France, parents with many school-aged children may not always be able to cover these costs during the school year. However, it is necessary to make it a priority in order to sleep more soundly.


Every year at the start of the school year, parents are asked to provide their children's school insurance certificate. A decision that parents make with little regard for the consequences and that has a quasi-binding nature.


What Should You Know About Civil Liability Insurance for Your Child?


Nonetheless, school insurance is a high-risk industry, with insurance companies frotting their hands before the start of each school year. The beginning of September, like Black Friday, is a significant financial season for insurance companies. The fundraising effort is impressive, with a few million people signing up since the beginning of the year.


As a result, playing on the flou is a great way to start earning big money from the first day of school. Even though it is recommended, school insurance is not a legal requirement. So, let us take a look back at the coercive nature of the educational system.


Possessing civil responsibility for one's child is an unavoidable foundation


You almost certainly have a multi-family housing contract or a car contract with your bank. In the context of the housing agreement, clauses often outline the scope of civil responsibility for your children. In fact, as part of a standard contract, it covers all members of the household.


As a result, make sure that the legal framework that is appropriate for children is well defined in your attestations. If you ask your insurance company to send you the certificate on the date requested by the school, you will receive it by mail every year at the start of the school year.


The legal liability at the heart of this contract covers your child for the duration of his or her schooling. That is, the course periods as well as the institution's organized activities (e.g., going to the gym, swimming, etc.).


However, time spent in the canteen or at a CLAE (school-based recreation center) is not covered by civil liability. As a result, insurance with extracurricular possibilities becomes necessary to cover these activities in detail.


Extracurricular insurance is essential for ensuring the success of all school-related activities.


Extracurricular insurance provides all of the benefits of school-based insurance and its add-ons. Without this certification, your child will be unable to complete scheduled outings outside of school hours.


We consider the occurrence of cultural outings such as the Musée or other interesting locations that are peculiar to certain cities, such as the Futuroscope in Poitiers, the Cité de l'Espace in Toulouse, or the visit of monuments in Paris.


Finally, insurance companies that specialize in the educational sector, such as MAE, provide the "individual accident guarantee." This device goes far further and covers your child if he or she is involved in an accident and suffers bodily harm.


C’est donc une garantie supplémentaire à laquelle les directeurs d’école sont très sensibles et recommandent fortement. Dans les faits, avec un paiement annuel oscillant autour des 40 euros par enfant, elle est la meilleure garantie pour les enfants incluant également l’assurance extrascolaire. Pour être en paix, mieux vaut donc souscrire à un contrat incluant ces clauses.


Avec la précarité grandissante en France, les parents ayant plusieurs enfants scolarisés n’ont toujours pas les moyens d’assumer ces frais à la rentrée. Néanmoins, il convient d’en faire une priorité pour dormir plus tranquille.


As a result, the school administrators are extra cautious and strongly recommend it. In fact, with an annual payment of around 40 euros per child, it is the best insurance for children, as it includes both school and extracurricular insurance. To be at ease, it is therefore preferable to sign a contract that includes these conditions.


With the rise in precarity in France, parents with many school-aged children may not always be able to cover these costs during the school year. However, it is necessary to make it a priority in order to sleep more soundly.

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